Who we are

Wave's mission is to bring the world's best financial services to sub-Saharan Africa. We started a year ago with a mobile money system in Senegal; now, with hundreds of thousands of users, we're the country's cheapest, quickest, and fastest-growing way to send money. We're now piloting other mobile-money-based financial services, starting with a credit card: anyone in Mbour, Senegal can get an inexpensive, flexible loan to spend at our network of merchants. With our rich transaction data and dense network of agents, we're in an ideal position to offer convenient credit on great terms to anyone who needs it. 

We're a team of ~85 people (70 from Senegal and 15 from abroad) who are deeply passionate about our mission of bringing great financial services to the people who need them most. We’re backed by world-class investors including Khosla Ventures, Founders Fund, Y Combinator, and the cofounders of PayPal.

About the Role

Thousands of users love the pilot, but we know we could make it even better and cheaper by learning more about our users' needs, behaviors and financial situations. That's where you come in—we're looking for someone to:

  • Dig into the data and talk to borrowers to understand how our credit card should work

  • Come up with improvements based on the things you learn

  • Work with our operations team to implement those improvements

  • Scale up the pilot to millions of people throughout Senegal and beyond

Attributes we're particularly looking for:

  • Strong analytical skills + insight to ask the right questions

  • Flexibility to change strategy quickly based on new information

  • Familiarity with programming concepts (you will eventually be writing a lot of SQL to fetch data, but don't need to know it currently) 


  • Familiarity with how people in developing countries use financial services

  • Experience with SQL

  • French or Wolof fluency 

Other details:

  • You'll need to relocate to Mbour, Senegal for the first 3-6 months to learn about the product. After that, the location is flexible. We have a headquarters in Dakar as well as a large remote team.

  • Salary: $90,000-$160,000 depending on seniority, plus equity.

  • Major benefits:

    • Subsidized health insurance for you and your dependents and retirement contributions (both vary from country-to-country) 

    • 26 weeks fully paid parental leave and subsidized fertility assistance 

    • Unlimited vacation with a 20-day minimum requirement

    • Wave will cover all costs associated with travel to and from Senegal 

    • $10,000 annual charitable donation matching 

 To apply, send a resume and cover letter describing your interest in Wave to ben@wave.com.